Interest Rates

Term Investments (interest paid annually on anniversary date)

1 Year 1.750%
2 Year 1.950%
3 Year 2.050%
4 Year 2.200%
5 Year 2.350%

Fixed Term On Entire Balance

Term On Entire Balance
5 Year2.050%

fixed-term investments (Redeemable annually on maturity date without penalties)

Variable Rate RRSPs and RRIFs 
On entire balance1.00%


All chequing account rates are daily tiered rates.  Eg. Interest paid monthly is calculated on closing balance daily.  For instance, if you have $50,000 in your US chequing account, your first $999 earns 0.00% interest, the balance of $5000 to $9999.99 earns 0.10% interest, and so on.  Only the balance OVER $10,000 will earn the full 0.25% interest.

Chequing Accounts 
$0 – $4999 0.00%
$5000 – $9999.99 0.10%
$10,000 – Unlimited 0.25%


Interest is calculated on the closing balance daily

Platinum Savings and TFSA Platinum Savings 
On entire balance 1.00%
PLAN 24® Savings (for daily cash flow needs) 
Balance (including Business)Rate
On entire balance 0.15%
Mortgage Prime Rate
Prime Rate 3.450%

WPCU Mortgage Prime Rate

Residential Mortgages
Mortgage Term Rate
Variable rate (open) 3.45%
6 month open5.50%
1 year open 5.75%
1 year closed 2.54%
2 year closed 2.54%
3 year closed 2.54%
4 year closed 2.64%
5 year closed 2.74%


Variable Rate Close
5 Year No Cap2.45%
5 Year Capped* 2.95%

Capped Rate Maximum Rate*

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The Annual Percentage Rate (APR) is equivalent to the Annual Interest Rate, and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, these fees would increase your APR. Applicable to residential mortgages only and subject to credit union lending criteria for residential properties. Some conditions apply. Longer mortgage terms available (up to 10 years). Please call us at 204-946-0551 or email us at for details including current interest rates. All rates subject to change without notice.



Contact WPCU

300 William Avenue

Winnipeg, Manitoba, R3A 1P9

Open Monday through Friday,

9:00 AM to 5:00 PM

Phone: 204.944.1033

Fax: 204.949.0821

Toll Free: 1.866.491.7122


Lost or stolen MasterCard: 1-800-567-8111

1-204-944-1033 during business hours

1-877-764-3693 Canada & USA after hours

1-905-764-3693 Internationally after hours

Please click here to view more information regarding our Hot Card Service.

© 2011 Winnipeg Police Credit Union, All Rights Reserved