Savings Accounts

We have various types of savings accounts to ensure your savings needs are met.

Please click here for our current rates!

*For service fees, some restrictions apply and WPCU reserves the right to levy a fee for speicifc transaction cases where frequency or use is excessive and the specific transaction is the primary use of the account. 

High Yield Savings Expand/Collapse

The High Yield savings account offers flexibility and great rates.

The interest is calculated on the minimum monthly balance on deposits made by the first day of each month and paid annually on December 31 each year.

Accessible via in-branch service, all ATM's, and internet banking.

All deposits are free.

$1.25 fee for all withdrawals example e-transfers, bill payments, etc.

Platinum Savings* Expand/Collapse

Higher Interest Investment Savings

Interest compounded monthly

Accessible via in-branch service, all ATM's, and internet banking

First debit per month FREE not including e-transfer, please visit the Services page on our website for current fee information for subsequent debit costs

All deposits are free

Click here for current interest rates. Please contact us at 204.944.1033 or by email at if you would like further information on any of our products or services…you'll be glad you did!

PLAN 24® Account* Expand/Collapse

FREE transfers within credit union accounts using internet banking

For other service fees that apply, please refer to the Service Fees page here.

Trust Accounts* Expand/Collapse

Informal Trust accounts are available to members to open on behalf of their child/grandchild (0 – 6 years) for savings such as education or “first” account for a new baby. Contact us at 204-944-1033 for more information and requirements.

Round It Up Savings Expand/Collapse

  • Each time you use your debit card, you will have your purchase rounded up to the nearest $1, $5, or $10 (eg.  If you choose to round up to the nearest $5, and make a purchase for $6.32, you would have $3.68 transferred to a Platinum Savings Account automatically).
  • You can cancel the program at any time or start it up at any time by contacting us in writing at no charge to you.
  • You will not be charged fees for having your Savings account, or the transfers (for those who have pay as you go accounts, you will only be charged for the original debit, not the transfer).  Regular Platinum Savings Account rules apply, you are allowed one free debit per month, each thereafter is charged a fee).
  • If funds are not available to complete the Rounded up purchase, your regular purchase will just be approved, and funds will not be transferred.  Rounded up amount not available at time of purchase will NOT be "caught up" when funds eventually become available.  It will only round up if funds are available to do so.  There is no charge for this, and it will not overdraw your account.
  • Only the amount purchase transaction will show on the debit terminal that you are approving, not the rounded up version.

Please contact us at 204-944-1033 or at if you have any questions or concerns.