Interac® e-Transfer

How to send and receive an INTERAC e-Transfer®:

1.Log into Winnipeg Police Credit Union Internet Banking and navigate to the “e-transfer” screen.

2.Set up your sender (required to receive as well) profile.  If you are sending, add your recipient – make sure to create a security question that only your recipient knows the answer to.

3.Choose how to notify your recipient, the amount you wish to send and which account the funds will be transferred from. You can also choose to send a special message or memo to your recipient.

4.Send! The funds are debited from your account immediately.

5.Your recipient will receive notification that you have sent them an INTERAC e-Transfer®, and will follow the links provided in the email or text message to deposit their funds.


Request Money

Members can easily request money they are owed with the Interac request money feature


Receive money quickly and securely with Interac’s Autodeposit feature. Autodeposit makes receiving money simpler by linking your email to your bank account.

When to use INTERAC e-Transfer®:
•Splitting the bill in a restaurant
•Paying a roommate for your portion of rent or bills
•Sending some birthday cash to a family member
•Paying for everyday purchases such as housekeeping, babysitting or home repairs

Convenient and Simple to Use!
•All you need is your recipient’s email address or mobile phone number
•You can also transfer money to your other Canadian Financial Institution accounts
•Make or receive a transfer from anywhere at any time using your computer or

Smartphone – Internet Banking is available 24 hours a day, 7 days a week!
Saves Time and Money!
•No need to wait for the transfer to be approved – your recipient can access funds quickly
•No more stops at the ATM or waiting for cheques to be cashed
•Sending limit of $3,000.00 per transaction
•Lower cost than bank drafts or money orders, a non-refundable fee of $1.50 will be charged for sending an INTERAC e-Transfer®, no charge for deposits to your account if you receive an e-Transfer

•Your personal information is secure – email or text is used for communication purposes, but your funds are contained in our secure banking network
•No account numbers or other Financial Institution information is required
•A security question of your choosing protects your funds from being received by the wrong person


Limits and Fees

Sending Limits:
Per Transaction/Day: $3,000.00
Per Week: $10,000.00
Per Month: $20,000.00

Service Fees:
Sending e-Transfer: $1.00*
Requesting e-Transfer: $1.00
Receiving e-Transfer: FREE
Cancelling e-Transfer: FREE

All e-Transfer® Service Fees are non-refundable
*Free e-Transfers® with Concierge Chequing Account & Heritage + Chequing Account
® Trade-mark of Interac Inc. Used under license.