If you have equity in your home and need to borrow money for home renovations or major purchases, a Home Equity Loan or Equity Line of Credit could meet your needs very well. With a home equity loan or equity line of credit, you pay a lower interest rate than a normal personal loan and you can repay the loan over a longer period of time so your monthly payments can be easier to handle.

Special incentives: The interest rate on Home Equity Loans are automatically reduced by up to 1% depending on the total amount and nature of business done with WPCU. We encourage members to protect their families by subsidizing part of the insurance costs by way of an interest rate reduction. Some restrictions and/or qualifications may apply.

All Home Equity Loans and lines of credit can be repaid at any time without penalty.

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