Personal Accounts
Chequing
All chequing account rates are daily tiered rates. Eg. Interest paid monthly is calculated on closing balance daily. For instance, if you have $50,000 in your US chequing account, your first $5000 earns 0.00% interest, the balance of $5001 to $25,000 earns 0.05% interest, and so on. Only the balance OVER $25,000 will earn the full 0.05% interest.
| Chequing Accounts (Rates effective 2024-12-17)
|
Rates |
| $0 – $5,000 |
0.00% |
| $5,001 – $10,000 |
0.05% |
| $10,001 – $ 25,000.00 |
0.05% |
| $25,001 - Unlimited |
0.05% |
Savings
| High Yield Savings* (Rates effective 2024-12-17)
|
Rates |
| $0 - $99,999.99 |
1.85% |
| $100,000 - $249,999.99 |
1.90% |
| $250,000.00 and up |
2.05% |
*High Yield Savings interest is calculated on the minimum monthly balance and paid annually.
| Platinum Savings* (Rates effective 2024-12-17)
|
Rates |
| $0 – $4,999.99 |
0.15% |
| 5,000 - 9,999.99 |
0.25% |
| 10,000 - 24,999.99 |
0.35% |
| 25,000 - 99,999.99 |
0.75% |
| 100,000 - 249,999.99 |
1.25% |
| 250,000 and up |
1.50% |
*Platinum savings interest is calculated on the closing balance daily and paid monthly.
| PLAN 24® Savings* (Rates effective 2024-12-17)
|
Rates |
| On entire balance |
0.05% |
*Plan 24 savings interest is calculated on the closing balance daily and paid monthly.
